From fiat to USAD, and back.
Four steps: verify, deposit, mint, redeem. Reserves back every minute, attestations publish every day.
Four steps. No intermediaries you don't trust.
- 01
1. Verify
Institutions complete KYB, individuals complete KYC. Onboarding typically clears in 5 business days.
- 02
2. Deposit
Send USD via wire, SWIFT, or approved rail. Lydia's issuer receives and records the deposit against your account.
- 03
3. Mint
Lydia mints an equivalent USAD supply and sends it to your registered wallet on Lydia Rollup, Base, or Solana.
- 04
4. Transact or redeem
Spend, send, and settle USAD globally. When you're done, return USAD to the issuer address and receive USD back.
1:1 asset-backed, every minute of every day.
Reserves are held in US Treasury bills, US government bonds, cash at regulated banks, and a small allocation to precious metals and gemstones for diversification. Independent attestations publish monthly.
Multichain by design, not by accident.
Settlement on Lydia Rollup for compliance and attestations. Base for DeFi-native liquidity. Solana for high-throughput payments. Bridges keep supply canonical across networks.